BCARS 3

General information

 

 

 

 

Issue date

30-June-1999

Credit Enhance

Sen/Mez., Res. fund

 

Reference interest rate

EURIBOR 3m

Risk weight.

100%

 

Payment

Quarterly

Pricing info

Bloomberg: BCARS <Mtge><Go>

 

Currency

EURO

 

 

 

 

 

 

 

 

 

Class A

Class M

 

 

Spread

0.27%

0.65%

 

 

Initial class size

428,600,000

21,400,000

 

 

Number of bonds

4,286

214

 

 

Initial rating Moody's/ DCR

Aaa / AAA

A3 / A

 

 

 

 

 

 

 

Payments

 

 

 

 

Euribor fixing for first pmt date

2.116%

 

 

 

Last payment date

27-Dec-2004

 

 

 

Next payment date

29-Mar-2005

 

 

 

 

 

 

 

 

(last payment date)

Class A

Class M

 

 

Period coupon

2.386%

2.766%

 

 

Interest payment

212,671.32

12,309.28

 

 

Interest per bond

49.62

57.52

 

 

Balance before last pmt

35,258,520.89

1,760,458.11

 

 

Principal redemption last pmt

10,639,009.22

531,205.78

 

 

Principal per bond

2,482.27

2,482.27

 

 

Bond factor

0.05744170

0.05744170

 

 

Expected Average Life (0 CPR)

0.78

0.78

 

 

Expected final maturity (0 CPR)

29-Mar-2005

29-Mar-2005

 

 

 

 

 

 

 

Performance

 

 

 

 

Delinquencies

30 Days

60 Days

90 Days

Defaults

Number

179

40

5

20

Principal Balance

544,399.52

97.360.47

9,458.38

107,338.24

% Loans Outstanding

2.106%

0.377%

0.037%

0.29%

Prepayments

CPR

 

 

 

June 1999

2.99%

 

 

 

July 1999

3.80%

 

 

 

August 1999

4.16%

 

 

 

September 1999

4.91%

 

 

 

October 1999

5.42%

 

 

 

November 1999

4.87%

 

 

 

December 1999

4.79%

 

 

 

January 2000

5.44%

 

 

 

February 2000

6.76%

 

 

 

March 2000

6.99%

 

 

 

April 2000

5.21%

 

 

 

May 2000

5.72%

 

 

 

June 2000

5.67%

 

 

 

July 2000

5.39%

 

 

 

August 2000

5.01%

 

 

 

September 2000

5.91%

 

 

 

October 2000

6.63%

 

 

 

November 2000

5.34%

 

 

 

December 2000

5.67%

 

 

 

January 2001

7.38%

 

 

 

February 2001

7.10%

 

 

 

March 2001

6.97%

 

 

 

April 2001

5.86%

 

 

 

May 2001

7.41%

 

 

 

June 2001

6.16%

 

 

 

July 2001

5.99%

 

 

 

August 2001

5.87%

 

 

 

September 2001

5.92%

 

 

 

October 2001

7.62%

 

 

 

November 2001

5.96%

 

 

 

December 2001

6.34%

 

 

 

January 2002

7.37%

 

 

 

February 2002

8.19%

 

 

 

March 2002

7.46%

 

 

 

April 2002

8.56%

 

 

 

May 2002

6.16%

 

 

 

June 2002

6.47%

 

 

 

July 2002

7.51%

 

 

 

August 2002

5.81%

 

 

 

September 2002

5.69%

 

 

 

October 2002

6.76%

 

 

 

November 2002

6.58%

 

 

 

December 2002

6.53%

 

 

 

January 2003

8.21%

 

 

 

February 2003

7.65%

 

 

 

March 2003

7.52%

 

  

  

April 2003

7.97%

 

   

  

May 2003

6.61%

 

 

 

June 2003

8.16%

 

 

 

July 2003

7.85%

 

 

 

August 2003

6.40%

 

 

 

September 2003

8.46%

 

 

 

October 2003

9.09%

 

 

 

November 2003

7.23%

 

 

 

December 2003

8.72%

 

 

 

January 2004

7.06%

 

 

 

February 2004

9.31%

 

 

 

March 2004

11.78%

 

 

 

April 2004

9.36%

 

 

 

May 2004

8.57%

 

 

 

June 2004

11.86%

 

 

 

July 2004

9.10%

 

 

 

August 2004

8.27%

 

 

 

September 2004

9.39%

 

 

 

October 2004

11.62%

 

 

 

November 2004

8.62%

 

 

 

 

 

 

 

 


 

Selling memorandum                                                                                               

Please click here to read the selling memorandum of this deal.

 

Disclaimer "This Selling Memorandum does not constitute the Prospectus for the purposes of the public offer in Belgium or the listing of the Notes on the Brussels stock exchange. The Prospectus (in French), copies of which are available at the offices of the Underwriters, dated June, 1999 has been approved by the Commission bancaire et financière (the Belgian Banking and Finance Commission) (the CBF) on June 15th, 1999 in accordance with article 129, §1 of the Loi du 4 décembre 1990 relative aux opérations financières et aux marchés financiers (Law of December 4th, 1990 relating to financial transactions and financial markets). This approval carries no assessment whatsoever of the appropriateness or quality of the Transaction, nor is it indicative of the circumstances of the Issuer. This Selling Memorandum contains the information set out in the Prospectus together with a more detailed description of certain issues. In case of any difference between the Prospectus and this Selling Memorandum, priority has to be given to the Prospectus."